5 Golden Rules For Investing In Annuity

Regardless of your age, your retirement is something that should never be too far away from your thoughts. But as you begin to reach a ‘certain age’, the importance that your pension holds and the role it will play in your future becomes a much more real prospect.

The earlier you start a pension fund, the greater the rewards. But, the tick-tocking of retirement draws closer, people begin to look at making investments to help bolster their pension pot. One concept many people consider is finding an annuity payment. This pays a guaranteed income for life, but is subject to varying interest rates.

To Risk Or Not To Risk?

Knowing what options are available to you will help put you in great stead when it comes to making the most of your hard earned cash. With this in mind, it is always worth seeking the expert of advice of a specialist financial advisor. Using their experience and expertise, they will be able to guide you in finding the right financial retirement plan.

The recent low level of annuity interest rates has seen many people lose out on their investments. This means the amount of guaranteed income paid that can be purchased from a pension fund is at its lowest ever level. This only emphasises the need for investors to consider their options in even more detail.

So if you’re considering investing through annuity, what things must you consider?

Golden Rule #1

Ensure that you have other sources of income or capital to fall back on. Do not put all your eggs in one basket. In today’s climate, there is no guarantee that annuity rates will improve should your decision be deferred so it’s important be stable should your future income fall in value.

Golden Rule #2

Make sure you understand the risks that are involved with your chosen annuity investment. Investments can come with a number of possible outcomes and inconsistent variables so be sure that you fully understand your investment and its consequences

Golden Rule #3

Make sure you have considered all options available to you. The beauty of retirement is that it can be what you make it and, depending on your income, there are a number of options you can opt for.

Golden Rule #4

A risk is a risk for a reason. Many people facing retirement face what is called a ’risk paradox’ between option of guaranteed annuity no longer proving a just investment due to rising inflation. Not only that, your personal circumstances may change, opening up a number of possibilities for you to consider.

Golden Rule #5

Acquire the services of a retirement specialist financial advisor. With their experience and expertise in retirement planning and the options available to you, they will be able to offer guidance on how to invest your money. They will take the time to understand you, your financial situation and your retirement plans before suggesting the most beneficial and secure route.

Make The Most Of Your Retirement

By following these golden rules, you will be able to make the most of your pension pot, giving you the options to plan the retirement you deserve.

source: everythingfinanceblog.com

After loss to Marquez, Mommy Dionisia wants Manny Pacquiao to hang up his gloves

Manny Pacquiao’s mother is at peace with the result of the boxer’s latest fight, a knockdown at the hands of old nemesis Juan Manuel Marquez Sunday at the MGM Grand Arena in Las Vegas.

But Dionisia Pacquiao, in a televised interview after the match, said she wants her son to retire from boxing already, pleading with promoter Bob Arum not to ask Manny to fight anymore.

“Hindi hayop ang anak ko, tao siya,” said the elder Pacquiao, who had been imploring the fighter to hang up his gloves for good. Dionisia said Pacquiao has a lot of options, since he has already started a career in politics, representing Sarangani province in Congress.

Dionisia also hinted at problems brought about by the boxer’s involvement with born-again Christian pastors.

“Magulo ang mga pastor dito sa bahay,” said Dionisia, a devout Roman Catholic.

In the past year, the younger Pacquiao has undergone intensive bible studies with born-again pastors, although he has repeatedly denied leaving the Catholic religion. He has credited his newfound faith for his renewed commitment to his family, leaving his vices in the past.

source: interaksyon.com

Actor Bob Hoskins retires after Parkinson’s diagnosis

LONDON – British actor Bob Hoskins, known for his roles in films including “Who Framed Roger Rabbit”, is retiring from acting after being diagnosed with Parkinson’s disease, his agent said Wednesday.

During a four-decade career the 69-year-old Londoner rose to fame in British gangster films in the 1980s and went on to have a long career as a Hollywood character actor.

“Bob Hoskins wishes to announce that he will be retiring from acting, following his diagnosis of Parkinson’s disease last autumn,” the actor’s agent said in a statement.

“He wishes to thank all the great and brilliant people he has worked with over the years, and all of his fans who have supported him during a wonderful career.

“Bob is now looking forward to his retirement with his family, and would greatly appreciate that his privacy be respected at this time.”

Hoskins’s last role was as one of the seven dwarves in the film “Snow White and the Huntsman”, which starred “Twilight” actress Kristen Stewart.

But his Hollywood credits included leading roles in “Roger Rabbit”, where he played a detective opposite the eponymous cartoon hero; the Stephen Spielberg Peter Pan adaptation “Hook”; and video game spin-off “Super Mario Bros”.

source: interaksyon.com